The various types of life, protection and general insurance available can be very confusing and complicated. Richardson Finance will provide the information you need so you make decisions with confidence.

LIFE ASSURANCE / SERIOUS ILLNESS policies can help to plan for unforeseen events by providing lump sum payments on death or on the diagnosis of a serious illness.

INCOME PROTECTION provides you with a replacement income if you are unable to carry out your usual work due to any illness, injury, disability or accident.

MORTGAGE PROTECTION COVER will repay your mortgage in the event of your death before repayment is complete.

HOME INSURANCE will protect your residential properties, rental properties, holiday homes and mobile homes.

COMMERCIAL INSURANCE covers loss or damage to material property in shops, pubs, offices, trades, restaurants, B&B’s etc.

FARM INSURANCE covers loss or damage to livestock and farm property and vehicles as well as compensation for accidents on the farm premises.

PUBLIC AND EMPLOYERS LIABILITY provides cover for employers and businesses in respect to their legal liability to third parties and employees for bodily injury caused in their premises.

PROFESSIONAL INDEMNITY policies gives you cover if you become legally liable to a member of the public following an error or omission in the professional advice or service you have provided your client and as a result have suffered a financial loss.